Actual Prodution History (APH) Area Revenue Protection (ARP) Area Revenue Protection with Harvest Price Exclusion (ARPHPE) Area Yield Protection (AYP) Catastrophic Coverage (CAT) Margin Protection (MP) Margin Protection with Harvest Price Option (MPHPO) Revenue Protection (RP) Revenue Protection with Harvest Price Exclusion (RPHPE) Stacked Income Protection Plan for Upland Cotton (STAX) Whole-Farm Revenue Protection (WFRP) Yield Protection (YP)
Benefits Production-based coverage protects the producer against a yield loss. Establishes a county revenue guarantee based on the Commodity Exchange Price Provisions (CEPP) projected price. Establishes a county revenue guarantee based on the Commodity Exchange Price Provisions (CEPP) projected price. Production guarantees and losses determined on county basis. Production-based coverage protects the producer against a yield loss. Provides coverage against an unexpected decrease in operating margin (revenue less input costs). Provides coverage against an unexpected decrease in operating margin (revenue less input costs). Establishes a dollar guarantee based on the higher of Commodity Exchange Price Provisions (CEPP) projected price or the harvest price. Establishes a dollar guarantee based on the Commodity Exchange Price Provisions (CEPP) projected price. Provides coverage for a portion of the expected revenue for Upland Cotton in a county. Establishes a dollar guarantee based on the lesser of the expected revenue from the farm or the adjusted five year historic average of allowable Schedule F income. Protects against a production loss for crops for which revenue protection is available but was not selected.
Guarantee APH Yield × Selected Level Expected County Yield × Greater of Projected or Harvest Price × Selected Level = Trigger Revenue Expected County Revenue × Selected Level = Trigger Revenue Expected County Yield × Selected Level = Trigger Yield Approved Yield × 50% Level Expected Margin – (Expected Margin x (1 – coverage level)) = Trigger Margin Expected Margin – (Expected Margin x (1 – coverage level)) = Trigger Margin. Utilizes higher of margin projected price or margin harvest price. Approved Yield × Level of Coverage × Higher of Projected Price or Harvest Price Approved Yield × Level of Coverage × Projected Price Expected County/Area Yield × Greater of Projected or Harvest Price × Selected Range × Protection Factor Approved Revenue × Coverage Level Approved Yield × Selected Level
Price Selected percentage of the market price established by FCIC Selected protection factor of 80-120% of the Commodity Exchange Price Provisions (CEPP) projected price Selected protection factor of 80-120% of the Commodity Exchange Price Provisions (CEPP) projected price Selected protection factor of 80-120% of the Commodity Exchange Price Provisions (CEPP) projected price. CEPP does not apply to forage and peanuts. 55% of the maximum protection per acre as established by FCIC. 45% of the projected price for AYP. Margin Price Provisions projected prices Margin Price Provisions projected prices Commodity Exchange Price Provisions (CEPP) projected price Commodity Exchange Price Provisions (CEPP) projected price Selected Protection Factor of 80-120% of the Commodity Exchange Price Provisions (CEPP) projected price. Based on the sum of the expected value for each commodity Selected percentage of Commodity Exchange Price Provisions (CEPP) projected price
Maximum Upward and Downward Price Movement Not Applicable The harvest price cannot be greater than the projected price multiplied by 2.00. No downward price limitation. The harvest price cannot be greater than the projected price multiplied by 2.00. No downward price limitation. Not Applicable Not Applicable The margin harvest price will not be greater than the margin projected price multiplied by 2.00. No downward price limitation. The margin harvest price will not be greater than the margin projected price multiplied by 2.00. No downward price limitation. The harvest price cannot be greater than the projected price multiplied by 2.00. No downward price limitation. The harvest price cannot be greater than the projected price multiplied by 2.00. No downward price limitation. The harvest price cannot be greater than the projected price multiplied by 2.00. No downward price limitation. Not Applicable Not Applicable
Administration Fee $30 $30 $30 $30 $655 $30 $30 $30 $30 $30 $30 $30
Coverage Level CAT, 50%, 55%, 60%, 65%, 70%, 75%, 80%* and 85%* 70%, 75%, 80%, 85% and 90% of the county revenue 70%, 75%, 80%, 85% and 90% of the county revenue CAT (65%), 70%, 75%, 80%, 85% and 90% of county yield 50% (AYP 65%) 70%, 75%, 80%, 85%, 90% and 95% of the expected margin. 70%, 75%, 80%, 85%, 90% and 95% of the expected margin. 50%, 55%, 60%, 65%, 70%, 75%, 80%* and 85%* 50%, 55%, 60%, 65%, 70%, 75%, 80%* and 85%* The range is from 70% to 90% of the expected area revenue. Coverage elections are 0%, 5%, 10%, 15% and 20% 50%, 55%, 60%, 65%, 70%, 75%, 80% and 85%. CAT, 50%, 55%, 60%, 65%, 70%, 75%, 80%* and 85%*
Units Basic and Optional (Enterprise if allowed by Special Provisions) One unit for each offer within the county One unit for each offer within the county One unit for each offer within the county Basic Enterprise, Basic and Optional Enterprise, Basic and Optional Whole-Farm, Enterprise, Basic and Optional Whole-Farm, Enterprise, Basic and Optional One unit for each offer within the county One unit for all the commodities on the farm Enterprise, Basic and Optional
Losses Paid when actual yield is less than guarantee. Paid when county average revenue falls below insured’s trigger revenue. Loss limit factor of 0.18 is applicable. Paid when county average revenue falls below insured’s trigger revenue. Loss limit factor of 0.18 is applicable. Paid when county average yield falls below insured’s trigger yield. Loss limit factor of 0.18 is applicable. Paid when actual yield is less than guarantee. Paid when the county harvest margin is less than the trigger margin. Any base policy indemnity is subtracted from the potential MP loss. Protection Factors available between 0.8 and 1.2. Paid when the county harvest margin is less than the trigger margin. Any base policy indemnity is subtracted from the potential MP loss. Protection Factors available between 0.8 and 1.2. Paid when calculated revenue is less than final revenue guarantee. Paid when calculated revenue is less than revenue guarantee. Paid when area average revenue falls below insured’s selected trigger revenue. Paid when the revenue to count is less than the approved revenue x the coverage level x the expense reduction factor (if applicable). Paid when actual yield is less than guarantee.
Prevented Planting Available Not Available Not Available Not Available Available Not Available Not Available Available Available Not Available Conditional Available
Replanting Payments Available (except for CAT) Not Available Not Available Not Available Not Available Not Available Not Available Available Available Available Available (Annual Crops only) Available (except for CAT)
High-Risk Land Exclusion Available Not Available Not Available Not Available Not Available Not Available Not Available Available Available Not Available Not Available Available
Written Agreements Available Not Available Not Available Not Available Not Available Not Available Not Available Available Available Available Not Available Available
Hail and Fire Exclusions Available Not Available Not Available Not Available Not Available Not Available Not Available Available Available Not Available Not Available Available
Subsidies for Basic / Optional Units (Level - Percentage) CAT – 100%
(Basic Unit Only)
50 – 67%
55 – 64%
60 – 64%
65 – 59%
70 – 59%
75 – 55%
80 – 48%
85 – 38% 		CAT – Not Available
70 – 59%
75 – 55%
80 – 55%
85 – 49%
90 – 44% 		CAT – Not Available
70 – 59%
75 – 55%
80 – 55%
85 – 49%
90 – 44% 		CAT – 100%
70 – 59%
75 – 59%
80 – 55%
85 – 55%
90 – 51% 		100% CAT – Not Available
70 – 59%
75 – 55%
80 – 55%
85 – 49%
90 – 44%
95 – 44% 		CAT – Not Available
70 – 59%
75 – 55%
80 – 55%
85 – 49%
90 – 44%
95 – 44% 		CAT – Not Available
50 – 67%
55 – 64%
60 – 64%
65 – 59%
70 – 59%
75 – 55%
80 – 48%
85 – 38% 		CAT – Not Available
50 – 67%
55 – 64%
60 – 64%
65 – 59%
70 – 59%
75 – 55%
80 – 48%
85 – 38% 		80% CAT - Not Available
50 - 80%
55 - 80%
60 - 80%
70 - 80%
75 - 80%
80 - 71%
85 - 56%
90 - 56% 		CAT – 100%
(Basic Unit Only)
50 – 67%
55 – 64%
60 – 64%
65 – 59%
70 – 59%
75 – 55%
80 – 48%
85 – 38%
More Information Details about APH Details about ARP Details about ARPHPE Details about AYP Details about CAT Details about MP Details about MPHPO Details about RP Details about RPHPE Details about STAX Details about WFRP Details about YP

* Not available in all areas. See county actuarials for more information.