Our Story

Our History

We began as the Rain and Hail Insurance Bureau back in 1919 as a leader in developing sound insurance programs. The first generation of Rain and Hail managers are still recognized as pioneers in the crop insurance industry. In addition to forming one of the nation's first risk management pools in 1919, they were largely responsible for establishing equitable adjusting and rating procedures. This is the groundwork of strength that led to the firm's 1981 reorganization as an employee-owned managing general agency. In 2010, Rain and Hail was acquired by Chubb, solidifying our financial strength.

Our Passion

We are a company firmly rooted in agriculture for over a century. We protect farmers and ranchers now as well as the future of the industry. Farming and ranching can be risk business, which is why we strive to provide the best risk management options to keep farms and ranches running for generations to come.

Our Localized Service and Support

We focus on localized knowledge and service, with 10 division offices strategically placed throughout the U.S. and one in Canada. We have dedicated, local marketing representatives and underwriting experts that specialize in the crops in your area. Rain and Hail has over 1,000 adjusters on the ground at any given time ready to serve our policyholders, so no matter where you are, we are always close by.

Our Technology

At Rain and Hail, we are never satisfied with the status quo. We are constantly enhancing our systems to ensure maximum efficiency while maintaining accuracy, ensuring we simplify the complicated world of crop insurance. We listen to our agents, policyholders, adjusters and business partners to directly implement new technology suggested from our network. We will continue to be progressive and be your industry leader for generations to come.

Our Employees

Rain and Hail employees bring a personal commitment to the organization that sets the standard for professionalism. Their spirit of responsibility and mutual support is an intangible quality. It is that spirit that defines the way they do business. Just as importantly, Rain and Hail employees understand American agriculture because they have lived it. Their personal understanding of the needs of crop insurance producers translates to top efficiency and performance.