Crop-Hail and Crop-Hail Endorsements
Crop-Hail coverage is provided directly by Rain and Hail with the goal of protecting crops from the uncertainty and colossal damage that hail can cause. Hail coverage can be strengthened even further with several Crop-Hail endorsements. Coverage is available in all states in the United States as well as Alberta, Manitoba and Saskatchewan in Canada.
For more information on these products, contact your local Rain and Hail representative or login to your Rain and Hail account in the upper right-hand corner.
Crop-Hail coverage provides protection against physical damage from hail and/or fire. Other coverages provided include fire department service charges, transit coverage to the first place of storage, catastrophe loss award (most coverages) and replanting coverage (most crops). Options exist in some areas for other perils, such as wind and theft.
Crop-Hail can be used along with MPCI or other comprehensive coverages to offset the MPCI deductible and provide protection up to the actual cash value of the crop. Coverage is provided on an acre-by-acre basis, so damage that occurs on only part of a farm may be eligible for payment when the rest of the unit remains unaffected.
If a grower has coverage and bumper crop yields or higher prices become apparent, coverage can be increased during the growing season to cover the value of the crop.
Availability: Coverage is available in all states in the United States and in Alberta, Manitoba and Saskatchewan in Canada. Coverages and options vary by geographical area and crop.
The insurance products described here are subject to availability and qualification. This is not an exhaustive list of all products available. Product availability and coverage subject to change. Contact your Rain and Hail representative for more information.