The MPCI program provides a frost or freeze date after which frost or freeze is not an insurable cause of loss. The Freeze Date Extension for Hybrid Seed Corn endorsement allows the insured to extend that frost or freeze date by either 5, 10, or 15 day increments. If a frost or freeze occurs during this extended coverage period that causes the seed corn warm test germination rate to drop below 80%, it would be a covered loss under this endorsement.
Availability: Illinois, Indiana, Iowa, Minnesota, and Nebraska
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