Canadian Division Serves Alberta, Manitoba, Saskatchewan & British Columbia

Rain and Hail is comprised of nine division offices throughout the United States, one in Canada, and one in Mexico, with our Corporate Office and Processing Center headquartered in Johnston, Iowa.

Currently Rain and Hail manages the business for its principle risk bearers which are the ACE Group of Companies, State Farm Fire and Casualty Company, National Farmers Union, Agri General Insurance Company, and in 1999 we introduced our wholly owned subsidiary Canadian insurer, Rain and Hail Insurance Corporation.

We recognize that under international trade agreements, most other forms of grower protection are disappearing which increases our need for an effective crop insurance program. Rain and Hail is willing to work with interested agricultural groups and government officials to develop ideas that will improve Canadian crop insurance programs for growers and taxpayers. We believe this can best be achieved through fostering a business relationship between the private and public sectors.

Rain and Hail Insurance Corporation

The first two lines of our Corporate Mission Statement read, "An employee owned organization that is focusing on the future," and "Our challenge is to be the best insurance organization in the world."

This mission statement is a reflection of the future of modern business which is globalization, the process of expanding markets and trading partners.

We formed Rain and Hail Insurance Corporation because:

1. We have been doing business in Canada since 1920.
2. Risk bearing provides opportunity for better utilization of our retained earnings.
3. It provides us better name recognition.
4. Our Corporate vision is to be a premier, worldwide provider of crop insurance products and services in strategically selected markets.

We intend to be the best we can at helping our customers improve and protect their financial security. Satisfying customers is the key to meeting our goals and shareholder expectations, and will enable us to build a reputation as a financially strong and highly respected company. We will judge our success in delivering this promise against the most difficult standard - policyholder expectations.

Rain and Hail Insurance Corporation believes that:

Providing customers with products and services they value more than those of our competitors is critical to our success.
Talented, well trained and motivated people working to the highest standards of performance and integrity are what makes success possible.

Rain and Hail Insurance Corporation will always:

Offer superior insurance coverage at a reasonable cost.
Train our agents so they can help the policyholder understand the coverage.
Offer innovative policy forms and other options to serve the changing needs of our customers.
Give outstanding service at all times.

Rain and Hail Insurance Corporation is committed to:

Remaining focused on our core business of crop insurance.
Remaining financially strong and stable as profitability is the ultimate measure of our success.